Fixed Deposit (FD) Maturity Calculator
Calculate term deposit maturity values, compare cumulative growth vs regular interest payouts, and factor in withholding tax deductions.
Deposit Details
Visual Financial Breakdown
Frequently Asked Questions
Get answers to common borrowing, interest calculation, and repayment questions.
In a cumulative fixed deposit, interest is reinvested at each compounding interval and paid out together with your principal at maturity. In a non-cumulative fixed deposit, interest is paid out to your bank account periodically (monthly, quarterly, or annually) while your principal remains fixed until maturity.
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Fixed Deposit (FD) Yield & Maturity Report
Official Calculation & Financial Assessment Statement
1. Input Parameters (User Provided Values)
2. Calculated Results & Key Financial Metrics
3. Financial Cost Breakdown
| Component | Amount | Percentage |
|---|---|---|
| Financed Principal | $50,000.00 | 87.2% |
| Total Interest Charges | $7,340.63 | 12.8% |
| Taxes & Lender Charges | $386.35 | — |
| Total Repayment Outflow | $57,340.63 | 100.0% |
4. Fixed Deposit Interest Schedule
| Period | Beginning Balance | Principal Paid | Interest Paid | Total Payment | Ending Balance |
|---|---|---|---|---|---|
| 2027-02-12 | $50,000.00 | $0.00 | $860.94 | $860.94 | $50,860.94 |
| 2027-05-15 | $50,860.94 | $0.00 | $875.76 | $875.76 | $51,736.70 |
| 2027-08-14 | $51,736.70 | $0.00 | $890.84 | $890.84 | $52,627.54 |
| 2027-11-14 | $52,627.54 | $0.00 | $906.18 | $906.18 | $53,533.72 |
| 2028-02-13 | $53,533.72 | $0.00 | $921.78 | $921.78 | $54,455.50 |
| 2028-05-14 | $54,455.50 | $0.00 | $937.66 | $937.66 | $55,393.16 |
| 2028-08-14 | $55,393.16 | $0.00 | $953.80 | $953.80 | $56,346.96 |
| 2028-11-13 | $56,346.96 | $0.00 | $970.22 | $970.22 | $57,317.19 |
IMPORTANT FINANCIAL NOTICE & DISCLAIMER:
This report is automatically generated based on user-provided input parameters using Saviora's verified mathematical calculation engines. It is designed for educational, estimation, and planning purposes only and does not constitute a formal loan offer, credit approval, or financial advice. Actual loan terms, interest rates, APR, insurance, and lender fees are determined by individual lending institutions based on underwriting, credit score, and applicable regulations.